Russell Simmons Rush Card

By Jennifer Ryans

You do not see very many celebrity credit offers out there. Tiger Woods has Nike, Maria Sharapova has Sony. But if your Russell Simmons, co-founder of Def Jam Records who has artists like Jay-Z and Rihanna under contract, you can say that you are one of the few who has their own card.

Do not be fooled, though, this is a prepaid card. In order to have spending power, you have to load money on to it. The money you put on is your limit.

Because this is a prepaid, you cant be turned down for any reason. There is also no credit check so if you made some mistakes, this may be a good option.

By going to the website, you will find a schedule of fees right on the homepage. This is a welcome sight since most try to hide the disclosure of fees. It only costs $19.95 to open the account and providing you stay away from ATM's, most account maintenance activities are free.

How do you put money on it? There are a variety of ways. The easiest is by direct deposit. Have your paycheck deposited directly in your account. You can also wire money using the Money gram service, fund it through PayPal, or if youre looking to do it old-school, you can send a check in the mail.

By going to their website, you will find everything you need for account maintenance. Just log in to find all of your account information, also they offer a, refer a friend program where you will be credited $5.00 for every friend you get to sign up.

Although this offer is nearly risk free, one must watch out for the fees involved. In this case, it pays to forecast how much cash you will need in your pocket each week. ATM fees, while about normal compared to others, can add up quickly so try to avoid the ATMs altogether.

The job of keeping track of your balance is made even easy you can check online, by phone or even set up alerts on you cell phone. These services are all free of charge.

In sum we do suggest the prepaid Rush Card. It is a much better alternative to paying check cashing fees and buying money orders. - 29866

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